exit solutions
R&Q Insurance Investment Division is an acquirer of legacy captives, reinsurance debt and portfolios of self-insured business lines.
Typically, the drivers for the sale of a portfolio of liabilities or Captive insurers may be:
- Corporate restructuring
- Re-evaluation of the self-insurance program
- A Captive insurer in run-off with few or no current claims remaining
- Changing insurance legislation
- Costs associated with captive insurer oversight
R&Q is perfectly positioned to meet the objectives of the vendor via its flexibility to approach each transaction on a bespoke basis whilst utilizing simple but effective methods.
TRANSACTION STRUCTURE
Options include:
- Purchase of the Captive
- Full risk transfer for complete exit
- Structured transfer with a stop loss provided by the seller
- Loss portfolio transfer
Importantly, R&Q will maintain any collateral provisions required by Fronting Carriers
TRANSACTION SIZE
R&Q has a unique structure that allows it to consider a wide range of transactions:
- We can be flexible and responsive to both small and large transactions
- Captives with minimal remaining obligations
BENEFITS
- Release of tied up capital
- Protection from deterioration of existing or reporting of new claims
- Elimination of costs for management oversight and reporting